This book gives parents and students the information they need on various ways to finance a college education. No student should decide not to apply to a college or university because he or she believes it is too expensive and beyond his or her reach (Princeton University, 2003). The framework of a student's choice in choosing a college or university is based on tuition and subsides, along with the impact of institutional and public policies, high school preparation, family income, and information on a perspective college or university (St. John and Paulsen, 2001). Gaining knowledge about ways to finance a college education can make even an expensive school affordable to a qualified student. Even parents with incomes in the six-figures sometimes qualify for financial aid (Max, 2002), you will be surprised.