This collection of papers by Nick Dewhirst explains and illustrates a top-down approach to investment that is unconventional, cost-effective and proven in the sincerest possible way - over many years with his own money.Originally written for fund managers and investment advisers, they are here offered to individuals who want to direct their own funds. Extensively illustrated with dozens of tables and charts, part of the book is theoretical - but peppered with real life examples. Part is historical - but focused on cycles and events with lessons for the future. The book is based on Nick's front-line investment experience over the past four tumultuous decades, a passion for investment history since markets first went global a century earlier and Investors RouteMap, the global asset allocation system which drives Integral's unique investment process.