Meet Bob - he's in a bit of financial trouble... This book is designed for those that are experiencing financial problems and are looking for guidance on bankruptcy or other remedies available to manage debt. It is extremely challenging for anyone in financial difficulty to find out about the various options available to them without trying to piece together information from many different sources; CAB, legislative books and counsellors that only provide initial advice for free. This can be frustrating and extremely time-consuming. Through the character of Bob and the circumstances he finds himself in, this book aims to outline and guide you through the choices currently available and to advise on the likely outcomes of each. You may be able to relate some of Bob's circumstances to yourself, family or friends. If so, we hope the scenarios help you clarify your understanding of your situation and allow you to shape the ultimate outcome to your best advantage.